Position: Head of Credit

Be part of the next evolution

Accelerate your career with MKM

Full time position. Sydney CBD or Melbourne

We are looking for a dynamic Head of Credit to join our rapidly expanding team. With the next evolution of MKM just around the corner, there has never been a better time to become a core part of our leadership team. Keep scrolling to learn more about the role and let us know if you are ready to take up this opportunity.

Job Description

The purpose of the role is to lead and collaboratively work with a team of senior credit signatories and business stakeholders to structure and approve transactions. You will analyse and approve new and existing loan applications, whilst working with business stakeholders to deliver commercial outcomes and efficient turnarounds.  This role will also have you actively involved in initiatives to develop policy and enhance the overall credit risk framework. 

Naturally, you will possess strong organisational skills and attention to detail, coupled with your ability to multi-task and liaise with various stakeholders. Your proven analytical skills will be complimented by your ability to thrive in a fast paced and demanding environment. 


  • Lead and manage the Credit team and provide timely turnaround of all applications within agreed time frames and service level agreements

  • Act as a leader in the company
  • Provide training and mentorship to the Credit team and junior credit analysts
  • Lead and manage the assessment of home loans applications within the credit risk appetite and decision applications within your delegated lending authority
  • Manage a pipeline of applications taking the customer on a seamless journey from Application through to Unconditional Approval
  • Ensure all risk and compliance standards are maintained
  • Meet the quality and performance expectations set out for the role
  • Support your colleagues and contribute to the performance of your team and leadership team
  • Bring positivity, energy and flexibility to help create a great culture
  • Be able to work autonomously and demonstrate attention to detail, including having strong data entry
  • Have the ability to work effectively in a high-pressure environment whilst also adding to the culture – a fun, energised, dynamic start up environment

What we look for in the successful candidate

  • To thrive and grow in a fast-paced Agile environment
  • 10+ years experience in the financial services / non-bank lending industry
  • Experience managing a pipeline of clients with multiple tasks & deadlines
  • Professional, organised, able to work autonomously
  • A high degree of competency in computer and web applications as well as excellent written, oral and interpersonal communication skills
  • Strong stakeholder management skills as it is important to build and maintain strong working relationships with the internal and external stakeholders
  • Proven analytical skills will be complimented by your ability to thrive in a fast paced and demanding environment
  • Ability to interpret financial statements, and have a solid ability to assess risk, while navigating commercial outcomes and thinking strategically
  • Experience in any one of the following fields; accounting, cash flow lending, property-backed lending or other real estate experience
  • Ability to identify and provide solutions within credit policy/procedures
  • Capability to lead and participate in credit process improvement initiatives to meet key operational business needs
  • The intiative to lead continuous improvement within the business by identifying opportunities to improve processes or adjust risk appetite settings

Explore MKM today

Be part of our growth story.

MKM is committed to creating an inclusive and respectful workplace for all employees. Differences are embraced, contributions are valued, and everyone has a sense of connection and belonging. We welcome people with diverse skills, experiences, perspectives and backgrounds and encourage applications from Aboriginal or Torres Strait Islander peoples, and individuals who may identify as LGBTIQ, with disability, a culturally diverse background, and people of all ages.

Please note – All applicants must be willing to undertake recruitment and compliance process which includes providing 5 years’ worth of employment history, background and National Police Checks.

Perks of the Job

Competitive Salary

As part of the leadership team, we believe the salary is extremely competitive for this particular role and its responsibilities.

Dynamic Work Environment

We continually strive for excellence and expect the same from all staff members. It’s a fast pace, agile environment, suited to those wanting to make a difference. 

Backed By MA Financial

MKM has recently been fully acquired by MA Financial, one of Australia’s fastest growing ASX-listed financial services firms.


Submit your CV and cover letter today.

If you believe you have the experience, skillset and attitude that is right for this role, please send us your CV and Cover Letter by clicking the button below.