Construction Loan

Keep it simple with our full doc and low doc construction loan

make it

     fit for you

Key features of the MKM Construction loan

Loan Settings

  • Rates from 6.75%

  • Maximum LVR 75%

  • Commission 0.55% up front trail or 0.2% commences once OC provided

  • Maximum loan $1.5m

Other features

  • We don’t clawback

  • Fixed price build only – no owner builder

  • Full Doc and Flexi Doc Options


  • All borrowers must be Australian citizens

  • Income verification 1 year of tax returns and financials full doc or flexi doc accountants declaration

  • >6 month ABN acceptable

What our Construction customers are saying

“MKM understands what it takes to finish the build, and their finance got us over the line.”

“It takes a lot of companies and contractors to build something great. We chose MKM to keep the finance on track.”

Product Summary

Registered defaults

< $1,000 Ignored if > 2 years


Zero arrears. 1 late repayment < 30 days allowed

Maximum LVR

Borrow up to 75% of the property’s value

Max Loan – 75% LVR


Max Loan – 70% LVR


Maximum term

30 years (subject to expected retirement age)

Minimum term

5 years

Repayment frequency

Weekly, fortnightly or monthly (Interest only is monthly)

Extra payments


Ready to take the next step?

One of our Business Development Managers will be happy to speak with you to find a solution that best suits your needs.