Commercial Loan

For clients purchasing commercial security or re-financing, cash out for a verified purpose. Acceptable securities are shops, offices, medical, factories, warehouse & mixed use.

make it

     your best year

Key features of the MKM Commercial loan

Loan Settings

  • Rates from 4.80%
  • Full Doc, Flexi Doc and Lease Doc
  • Security (Cat 1 & Cat 2) <70% LVR – Offices, Shops, Medical, Factories, Warehouses, Mixed use
  • We pay a 0.7% upfront commission with a 0.2% trail

Other features

  • No Clawback

  • Cash out upto $200k (verified purpose)

  • No Annual Reviews

  • ABN >6 months 


  • ABN & GST registered >6 months
  • Defaults >2 years ignored
  • New defaults <$5,000 considered

What our Commercial customers are saying

“We hit a rough patch a few years back but MKM could see we were past that and approved our loan. It’s given us a real boost.”

“The loan from MKM has meant we can refinance and restructure our business. They made it easy for us to make a fresh start.”

Product Summary

Credit impairment

Max 3 events up to $5,000 in the past 2 years
< $500 telco & utility defaults ignored events
> 2 years ignored paid or unpaid


Registered > 6 months

Maximum LVR

Borrow up to 70% of the property’s value

Maximum amount


Maximum term

25 years (subject to expected retirement age)

Minimum term

5 years

Interest structure

Principal & Interest OR Interest Only. Additional terms and conditions apply to Interest Only loans.

Repayment frequency

Weekly, fortnightly or monthly (Interest only is monthly)

Extra payments


Ready to take the next step?

One of our Business Development Managers will be happy to speak with you to find a solution that best suits your needs.