Are you self-employed >12 months or have different income streams, and have a default >2 years old? Your choice is Ultra Clear.
Our Clear product is perfect for anyone self-employed for more than six months.
clear & simple
Suits applicants who have some credit impairment, arrears and receive an income outside of a bank’s rigid criteria.
back on track
MKM will lend against the value of your land or partially built structure, to help owner occupants finish their build.
For Australian Citizens working and living overseas or Permanent Residents living in Australia with income from overseas.
ready for your return
We’re all on life’s journey. Whether you’ve recently started your own business, are building a place to call home, or making a living overseas, all of us are striving towards a happier, financially secure future. So if you’re looking for a lending partner to help you make the next step on your journey, make it with MKM.
We’re all on life’s journey. If you’re looking for a lending partner to help you make the next step on your journey, make it with MKM.
Customised loans to suit your needs.
Every scenario presents its own challenges, and we are motivated to ‘think outside the box’ to find the perfect solution for you. With our expertise and experience, we collaborate with our team and wider network, to deliver outstanding results.
Competitive rates to achieve your goals.
We use accurate, and efficient systems to ensure fast turnarounds. Our data-driven approach means we can explore flexible, innovative solutions, and our communication is clear, concise and transparent.
A proven track record. And a bright future.
We value enduring relationships so will always treat customers with integrity, accountability, and transparency. We understand how our work affects you: your professional reputation, financial stability and future success.
Customers we help
One day ABN
Assisting clients with start-up businesses or short term ABNs
Australians citizens earning foreign income, living in Australia or overseas
Partially built/poor condition
Owner-builders who need funds to finish construction
We help self-employed clients purchase vacant land up to 75% LVR
All income types
Worker’s compensation, income protection, Centrelink, child-maintenance
Shops, Offices, Medical, Factories, Warehouses and Mixed Use
Accepts ABNs > 12 months, 100% of all ongoing income (80% of rental), this product will appeal to borrowers who have been self-employed for 12 months or more. All defaults > 2 years ignored.
For those clients with some defaults and arrears, we accept 100% of most income types, and for start-up businesses we accept one-day ABNs and newly registered GSTs.
Under this loan, MKM takes the value of the land or the partially built / poor condition securities. Owner-builders accepted. Valued at ‘as is’ – not end value.
This loan is for Australian Citizens working and living overseas or Permanent Residents living in Australia with income from overseas.
For customers living overseas looking to purchase investment property in Australia. MKM will use 100% of income for both Self Employed and PAYG.
This is for company borrowers, company on title, excess builder’s stock, vacant land with DA potential. This product requires an accountant letter only for income.
For clients purchasing commercial security or re-financing, cash-out for a verified purpose. Acceptable securities are shops, offices, medical, factories, warehouse and mixed-use.
Keep it simple with our Full Doc and Low Doc Construction Loan.
MKM takes a common-sense, practical approach to each loan application, to see the commitment and potential that other lenders miss.