The Tricky Loan Specialist
Talk to us about scenarios with:
- Credit issues
- Debt consolidations
- Flexi-doc & Lease-doc income assessment
- Start-up business & one-day ABN
- Favourable purchases
- Urgent settlements
If it makes sense, tell us why.
MKM Capital requires a Registered First Mortgage over commercial real estate.
Cat 1 < 70% LVR
Cat 2 < 65% LVR
Including: shops, offices, medical, factories, warehouses, and mixed use.
< 50% LVR
Including: serviced apartments, boarding houses, childcare centres, rural properties <10 acres.
Development sites and vacant land are not acceptable securities.
MKM Capital pricing is risk based and will depend on the complexity of the loan scenario. Email us for a copy of our product guide or to price your scenario.
Loan purpose & term
Loans are offered with the flexibility of terms up to 25 years and up to 5 years interest only repayments.
Maximum loan size $2,000,000 Flexi-doc & Full-doc
Maximum loan size $1,000,000 Lease Doc
Maximum loan size $750,000 Non-standard security
Flexible Income Verification
Lease-doc offers a simple no-fuss credit assessment where the lease income alone will service the loan and there is at least 12 months to run on the lease. The loan term must not extend beyond the end of the lease.
If your client’s financial statements are not up to date, MKM Capital will consider other forms of verification such as bank statements, BAS and an accountant declaration.
Offered for those applicants whose financial statements and tax returns are up to date.
No-doc Asset Lends
MKM Capital does not offer no-doc “asset lends”.