Over 15 years of solutions

A consistent, proven track record

Problem solvers

We are outcomes focused and committed

Ethical and engaged

A responsible and reliable lender

About us

MKM has worked with brokers and their clients since 2004
to offer common-sense finance solutions

Established in 2004, MKM is a non-bank mortgage lender that specialises in residential and commercial loans for customers who require a flexible alternative that is tailored to meet their financial needs.

MKM offers choice and flexibility through our team of experienced lending professionals, innovative mortgage products and competitive pricing with all applications and scenarios assessed on their own merits.

We understand the relevance of individual circumstances.

We recognise that not all borrowers’ mortgages needs fit the same criteria. 

MKM aims to improve the financial position of our customers and has helped thousands of Australian households and businesses realise their true financial potential. Therefore, a key credit criteria is whether our product is likely to improve our customer’s financial position.

MKM Capital is a member of the Australian Financial Complaints Authority service and holds an Australian Credit Licence which authorises us to operate under the National Consumer Credit Protection Act 2009.

“I feel like I make a big difference every day, helping applicants find a way to make their dreams a reality.”

Our Values


We will always conduct ourselves with integrity, professionalism and accountability. MKM understands that our work deals with people’s lives: their professional reputation; financial stability; and future success. We will always strive to provide astute, competitive, personalised solutions for our clients.

High performance

MKM is committed to maintaining fast, accurate, and efficient systems. Our data-driven approach gives us the confidence to explore flexible, innovative solutions that deliver outstanding outcomes for brokers and customers. Our agile decision-making and communication is clear, concise and transparent.

Common Sense

We have the EQ and common sense to look beyond the numbers, to make decisions based on the bigger picture. We are courteous and fair in our interactions with clients, and are always looking for ways to assist them, and to contribute positively to the wider community.


Every scenario presents its own challenges, and we are motivated to work hard to find solutions that often require us to ‘think outside the box’. Our broker network and customers depend on us to bring our expertise and experience to bear, and to collaborate with our team and wider network, to find the best solution for them.